Our Services

ADVICE THAT CHANGES LIVE

At Thrive Wealth Management, we believe financial peace of mind starts with understanding what truly matters to you. That’s why we take a personalized, relationship-first approach:

  1. Connect: We start by getting to know you and building a trusting relationship. As members of the community we serve, we connect on a more personal level, grounded in shared values and local understanding.
  2. Discover: We gather and assess key financial information to understand where you are today and where you want to be tomorrow.
  3. Plan: Using the Six Steps to Financial Peace of Mind, we explore every area of your financial life, from your current financial situation to insurance, tax, retirement, estate planning and more. Together, we shape your vision into clear, meaningful goals tied to the things that matter most.
  4. Implement: You’ll leave with a plan that’s not just comprehensive, but practical with simple, actionable steps that move you forward, one decision at a time.
  5. Monitor and Review: We’ll regularly revisit your plan together, adjusting as needed so it continues to reflect your goals, needs and priorities.

This personalized process lays the foundation for a deeper, more holistic financial plan that evolves with you, supports your goals, and brings clarity and confidence to every stage of life.

SIX STEPS TO FINANCIAL PEACE OF MIND

The Six Steps of Financial Peace of Mind is our comprehensive, client-centred approach to financial planning. Rooted in the recognized framework of Financial Planning Canada, these six steps ensure that every aspect of our clients’ financial journey is thoughtfully considered – today and into the future. From managing day-to-day finances, to preparing for retirement and legacy, this process provides clarity, confidence, and peace of mind at every stage of life.

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Day-to-Day Finances: Building the foundation.

Managing your finances means building a positive mindset and making informed decisions. In collaboration with our credit union partners, we work with you on budgeting and using credit wisely so you can stay on top of cash flow and long-term goals. Together, we encourage regular savings to establish a strong financial foundation, helping you manage daily expenses, plan for future needs, and navigate unexpected events with confidence.

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Investing: Making your money work for you.

Investing will generate momentum in your savings plan. Compounding returns – interest earning interest – accelerate growth over time, allowing your savings to grow faster. Supporting you with a clear plan that involves risk management and diversification, we assist you in creating an investment portfolio that becomes a powerful tool to help achieve your financial goals- big or small.

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Risks and Obligations: Protecting what matters most.

A solid financial foundation relies on protection. It’s essential to safeguard what generates your income, whether that’s you, your business, or your investment. Planning for unexpected events like premature death, disability, or critical illness is key to preserving your financial security. Insurance, a will, and a power of attorney (POA) are components in this protection strategy. By reviewing your risks and obligations, we ensure that your financial base stays secure, even in the face of life’s uncontrollable events.

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Taxes: Keeping more of what you earn.

Tax planning isn’t just about filing returns; it’s about making smart decisions today that support your goals tomorrow. Different income types are taxed in different ways, and life events like career changes, retirement, or selling a business can shift your tax picture. We help you plan ahead so you can reduce unnecessary tax burdens, maximize your savings, and ensure your overall financial strategy stays on track.

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Retirement: Retiring on your terms.

Retirement isn’t about the finish line – it's about funding the life you want after work. Whether that means travel, time with family, or simply peace of mind, a solid retirement plan helps you turn your vision into reality. We work with you to understand your timelines, expenses, and income sources such as pensions, investments, or other government benefits, and build a plan that allows you to approach retirement with clarity, control, and the freedom to enjoy what comes next.

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Estate: Leaving a legacy, not loose ends.

Estate planning ensures your assets, responsibilities, and wishes are handled the way you intend, during your life and after. A solid plan is more than just a will. It includes naming guardians, reducing taxes, handling debts, and making sure assets are passed smoothly. Whether you’re taking care of your family, business, or community, we’re here to help you build a plan that turns your values into a lasting impact.

Schedule a free planning Session

LOOKING TO TAKE CONTROL OF YOUR INVESTMENTS?

We’ve partnered with Qtrade Direct Investing® to put the power in your hands – giving you the tools and flexibility to invest on your terms.

As Canada’s top-ranked online investing platform, Qtrade offers intuitive tools, low trading fees, and award-winning support to help you buy and sell stocks, ETFs, mutual funds, and more.

Online brokerage services are offered through Qtrade Direct investing, a division of Aviso Financial Inc.